Buy
NewYou’re Pre-Approved for a Mortgage. What’s Actually Approved?
Understand mortgage pre-approval in Canada, from the first call and documents to rate holds, property approval and closing. Know what to ask at each step.
· 9 min read
Context Changes
Everything.
What’s happening with housing in Canada, and what it means for renting, buying and the cost of having a home.
Find your next readLet’s talk housing
The housing headlines.
The costs behind them.
The choices ahead.
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Life at Home
NewYou’re Moving In Together. Does Splitting Rent 50/50 Make Sense?
Splitting rent 50/50 can leave partners with very different budgets. Compare equal and income-based shares, and what each leaves for the rest of life.
· 8 min read
Rent
NewYou’ve Paid Rent for Years. Why Can’t You Prove a Rental History?
Paid rent through a partner or roommate? Here’s how Canadian renters can document their housing history honestly, with less paperwork and more privacy.
· 8 min read
Money
NewShould You Open an FHSA If You’re Not Sure You’ll Ever Buy?
Unsure whether buying a home is in your future? See how an FHSA’s tax benefits, 15-year clock and retirement fallback fit an uncertain housing plan.
· 7 min read
A note from Rooofread
A Place To
Figure It Out.
Rent going up? Thinking about buying? Wondering whether another city might feel more like home?
Rooofread explores the questions that come with living in Canada, from what you can afford to what makes a place yours.
Useful reads, honest questions, and room to figure things out.